Cause → Mechanism → Consequence
See the machine
behind the money.
We take the financial system apart — one mechanism at a time — and never move on without showing you the receipts.
Global debt $0.0 BIS · 2025
The method
Every video. Every article. The same shape.
CAUSE
A central bank cuts interest rates to keep the economy moving.
MECHANISM
Borrowing gets cheaper, so money floods toward assets — stocks, property, credit.
CONSEQUENCE
Asset prices climb faster than wages. If you own assets, you pull ahead. If you rent, you fall behind.
Source: Federal Reserve, BIS — illustrative
Newest mechanism
VIDEO · COMING SOON
How Money Actually Works: Banks, Central Banks, and Where Money Comes From
Most money isn't printed by the government — it's created by commercial banks when they lend. Here's the full mechanism, with the receipts.
~90% of UK money supply created by commercial banks as loans, not by the central bank Bank of England, Money Creation in the Modern Economy, 2014
Read the breakdown An instrument, not a blog
The Compound Machine.
Move the sliders. The same engine renders this chart on the page and frame-by-frame inside the video.
Future value$618.1K
You put in$181.0K
Interest earned$437.1K
Source: standard compound-interest model, monthly compounding. Educational — not financial advice.
The six pillars
Pick a part of the machine.
How Money Works Banks, central banks, and where money actually comes from. Open → Inflation & Cost of Living Why everything keeps getting more expensive. Open → Debt & Credit How debt is designed — and who it is designed for. Soon How the Rich Stay Rich The legal machinery behind generational wealth. Open → Markets & Investing How markets actually work. Explained, not advised. Soon The Bigger Machine Recessions, bubbles, and the second-order effects. Soon